Even in the age of online booking, travel agents are a great source of information and discounts. A travel agent can make sure that your trip is tailored to you, assist you in case of unexpected problems, and help you anticipate potential issues in advance.
I recommend that you book them if that is all you need. In most cases you will pay more for flights only, with an agent. However, I can book packages that include flight, hotels or car rentals. I can also book just hotels or just car rentals.
No, you will not pay more with an agent. We get paid by the suppliers through commissions. In many cases you will save money by going through an agent. As an Agent we can often offer you deals that are not public. We want to make sure you are getting a good value for your money. We are here to take the stress out of the vacation planning.
The short answer is no. However, it is highly recommended. You invest a lot of money into your vacation. Insurance protects that investment. Life often throws curve balls. Insurance makes sure you don't strike out when that happens.
This really becomes a personal choice. However since the start of the pandemic, measures have been put into place to help protect travelers as much as possible. Traveling is still very safe and continues to get safer. It is always recommended to check for any restrictions for the destination you are planning to visit.
You can go to the below website to get the latest travel advisories worldwide.